Body Business School of Massage Therapy -
                                  Body Business School of Massage Therapy
 
 
211 W. Main
Durant,Oklahoma 74701
(580)(931-6299)
 
 
School Catalog
 
 
Programs
 
SwedishMassage Therapy Phase I
SwedishMassage Therapy Phase II
                        Swedish Massage Therapy Accelerated Phase I
                        Swedish Massage Therapy Accelerated Phase II
EquiflexEquine Sports Massage Therapy
                               AlphaSonic Therapy Techniques
Equiflex Equine Sports Massage Therapy & AlphaSonic Massage Therapy
                                               Correspondence Courses
 
SwedishMassage Therapy Correspondence Phase I
SwedishMassage Therapy Correspondence Phase II
                                   Canine Massage Therapy Correspondence
Canine RainDrop Therapy Massage Correspondence
 Equiflex Equine Sports Massage TherapyCorrespondence
Equine RainDrop Therapy Massage Correspondence
 
 
Licensed by
 
Oklahoma StateBoard Private Vocational Schools
 
                               Effective Date of Catalogue November 19, 2007
 
 
 
 
 
 
 
 
 
 
 
 
                                                 Seminar Courses
 
 
 
Body Business School of Massage Therapy will be offering several different seminars for continuing education.  They are listed in a separate Catalog and are available at the school office. Due to the nature of the course and the limitation of class size, no refunds will be given. Students must pay the Course Fee at time registration. All Courses will be held at Body Business School of Massage Therapy 211 W. Main Durant, Oklahoma 74701.  All registered instructors of the school may teach the courses. Class dates will vary due to demand. All Classes of more than 30 hours in length will be offered no more than 3 times per year.
 
Application and Enrollment Agreement are enclosed within the Seminar Catalog.
 
 
SchoolPolices
 
Student Requirements:  Students cannot have a criminal felony record and must be free of contagious disease.
 
Vacations/Holidays: School holidays will be New Year’s Day, Memorial Day, Labor Day, Thanksgiving and Christmas.
 
Ownership: Body Business School of Massage Therapy is owned and operated by Cynthia Gill and Samuel Gill.
 
School Faculty: Cynthia Gill, LMT is the School Director and the Instructors are Carrie Ramey, Ashley Brinkley, Sam Gill, Michele Beard, Karen Slater and Robin Jones.
 
Program Supervision: Cynthia Gill, LMT, Director will supervise all instruction.
 
Grading policy: Students must maintain a 75% average to continue classes for certification.  Grade scale is as follows:  A- 90-100, B 80-90, C 70-80, D60-70, F 50-60. 
 
Lessons:  Students must maintain a 75% average to continue classes for certification.   The school will not accept any previous education in lieu of completing lessons. 
 
Previous training and work experience:  Students who wish to receive academic credit or financial credit toward any program or course offered at Body Business will submit complete evidence at least two (2) weeks prior to the Start Date for consideration of any program or course.  The School Director will review and evaluate the submitted information and make a determination for credit.  Director’s decision is final.  Any and all adjustment will be shown on the enrollment Agreement prior to signatures of the Student or the School Director.
 
 
Attendance Policy: Attendance for the entire programs is mandatory.  Each student must complete the required number of clock hours. If you miss a class then make-up time must be scheduled with the instructor.  Students are permitted 5 excused absences with make-up time. Students with 8 or more absences will be terminated from the program.  Any further absences must be deemed necessary and approved by the school including leave of absence. Students with 3 or more tardies will be counted as an absence.
 
Dress Code: School will require students to maintain a proper dress code of no skin exposed in the stomach, breast or buttocks area as well as maintaining proper grooming. Scrub uniforms will be required attire for all students.
 
Conduct Policy: Students will be expected to act in a professional manor at all times.  There will be no profanity at any time.  Smoking is not permitted in the school building.   The School Director determines Professional Protocol and any student who in the opinion of the Director that violates such “professional protocol” is subject to termination immediately.
 
Cancellation/RefundPolicy: (Based upon Total Cost)
 
Termination Date:  The termination date for refund computation purposes is the last date of actual attendance by the student.
 
Rejection:  An applicant rejected by the school shall be refunded all monies.
 
Three-Day Cancellation:  All monies paid by an applicant will be refunded if requested within three days after signing an enrollment agreement and making an initial payment.  A Student must give written notification to the School Director by Certified Mail.  Failure to submit written notification by Certified Mail will result in a $25 penalty.
 
Special Cases:  In case of student prolonged illness or accident, death in family, or other circumstances that make it impractical to complete the course, the school shall make a settlement, which is reasonable and fair to booth.
 
Discontinued classes: In case a class is discontinued by a school, which is still offering training in other areas; all tuition monies paid to the school will be refunded.  The school will have 30 days to restart the class or pay the refund.
 
ResidentPrograms: (Based upon Total Cost)
 
·       Other cancellation:  An applicant subsequently requesting cancellation shall be entitled to a refund of all monies paid minus a registration fee of 15% of the contract price of the course, not to exceed $150.00.
 
·       First Week:  For a student terminating training after entering school and starting the course of training but within the first week, the tuition retained by the school shall be 10% of the contract price of the course plus $150.00 but in no event more than $350.00.
 
 
·       After first week:  For a student terminating training after one week but within the first 25% of the course, the tuition retained by the school shall be 25% of the contract price of the course plus $150.00.
 
 
·       After 25%:  For a student terminating training after completing over 25% but within 50% of the course, the tuition retained by the school shall be 50% of the contract price of the course plus $150.00.
 
 
·       After 50%:  For a student completing more than 50% of the course is not entitled to a refund of any tuition.
 
 
For students attending the Equiflex Equine Sports Massage Therapy program no refunds will be issued. The student may rebook the class for one additional date.
 
Distance Education Programs (Correspondence) additional Withdrawal and Refund Policy: 
For students enrolled in distance education courses, the number of class meetings held is not a relevant criterion because such courses are designed to substitute independent work for class attendance. Accordingly, the refund policy and withdrawal criteria is only based upon the Tuition and does not include the Materials (Books, Tools, and Supplies).
1.     The tuition refund for withdrawal from distance education courses is computed from the date the Application for Withdrawal is formally initiated. The amount of the tuition refund is based on the time that has elapsed since the beginning of the program.
2.     The Materials refund is determined by ownership.  The ownership transfers from the school to the student upon purchase.  Therefore there is no partial refund of Materials. The Three-day Cancellation Policy applies to Materials.  Materials are Copy Right protected, etc. and cannot be viewed or reviewed prior to ownership. Therefore, these items will be sent to the student until after expiration of the Three-day Full Refund Policy.
Three-day Full Refund Expiration:  This is a period of three days or 72 hours from the time the completion of the following three items:
1.     Student signs and dates the Enrollment Agreement after he or she has read and understands all aspects of the agreement.
2.     Body Business Official signs and dates the Enrollment Agreement.
3.     Student pays Body Business School of Massage Therapy an initial payment
Therefore, the following refund calculation will determine the amount.
·       Withdrawal during the first week following the Expiration of the Three-day Refund Policy, tuition will be refunded 100%, less a $25.00 processing fee.
·       Withdrawal during the second week following the Expiration of the Three-day Refund Policy, tuition will be refunded 75%, less a $25.00 processing fee.
·       Withdrawal during the third week following Expiration of the Three-day Refund Policy, tuition will be refunded 50%, less a $25.00 processing fee.
·       Withdrawal during the fourth week following expiration of the Three-day Refund Policy, tuition will be refunded 25%, less a $25.00 processing fee.
·       Students are not entitled to a refund any tuition beyond the fourth week following the expiration of the Three-Day Refund Policy.
 
Refunds Policy forVeterans:
 
The school has and maintains a refund policy for veterans, and other eligible persons, enrolled under provisions of Title 38, that provides a refund for the unused portion of tuition, in the event the Title 38 student fails to enter the course, withdraws, or is discontinued there from at any time prior to completion. Such policy provides that the amount charged to the Title 38 student for tuition for a portion of the course shall not exceed the approximate pro-rata portion of the total charges for tuition that the length of the completed portion of the course bears to its total length. An amount not in excess of ten dollars ($10.00) for an established registration fee is not subject to refund or prorating.  Refund must be completed within 40 days per Code of Federal Regulation (CFR) 21.4255.
 
The Holder in Due Course Rule:  Any holder of this consumer credit contract is subject to all claims and defenses which the debtor could assert against the seller of goods or services obtained pursuant hereto or with the proceeds hereof, recovery hereunder by the debtor shall not exceed amounts paid by the debtor hereunder.
 
Correspondence Programs:  This program is a correspondence program. The student pays for the program in full upon enrollment. If the student ceases to turn in their lesson work, the instructors of the school will send written notification of breech of contract. If the student does not submit any further paperwork then they will be deleted from the active student list. Should the student wish to continue their studies at a later date, they may do so after being approved by the school and will start where they finished.
 
ResidentPrograms:
 
 
Swedish Massage Therapy Phase I                       300 Clock Hours            Total Cost                                                           $2850
 
Anatomy & Physiology                   75
Swedish Massage Techniques         125
Health & Hygiene                         20
Hydrotherapy                              15
Business Practices & Ethics            15
Internship                                    50
 
The classroom hours will be Monday and Wednesday from 6:00 P.M. until 10:00 P.M. 
Saturday schedules will bedetermined at beginning of class.
Internship hours will be completed Sunday through Saturday 9:00 A.M. until 9:00 P.M.
 
Massage tables will be available in class and internship to students. Students must have 4 sets of twin size sheets to perform massages. The school will provide lotion for the massage’s in class as well as in internship.  The student must purchase the textbook “Theory and Practice of Massage Therapy” Fourth edition by Beck and the workbook that accompanies it.
 
Students must be free ofcontagious disease.  Students must have no criminal felony record.
 
Ten students will be acceptedfor each course program.
 
Students must submit an application along with a $50.00 application fee.  After approval, the Total Cost will be $2,850.00. All students must pay the $50.00 fee when applying. A deposit of $500.00 is then due to reserve your space in the class. Financial plans available. Student and owner must agree upon a payment schedule and prepare a contract. A finance fee is added of $150.00 for anything not paid in full. All monies must be paid in full upon class ending and a monthly payment must be made.
 
This program is offered threetimes per year.  Fall Session, Winter Session, and Spring
Session . All new programs willbegin on Monday’s.
 
Swedish Massage Therapy Phase II        200 Clock Hours        Total Cost $2000
 
Kinesiology & Pathology                    90
Massage Techniques                      75
Hydrotherapy                                   5
Business Practices & Ethics              30
 
A deposit of $250.00 is due to reserve your space in the class. Financial plans available. Student and owner must agree upon a payment schedule and prepare a contract. A finance fee is added of $150.00 for anything not paid in full. All monies must be paid in full upon class ending and a monthly payment must be made.
 
A variety of Books will be needed for this class. The Student will be responsible for purchasing the required books. Upon enrollment the student will be supplied with the required book. This program is offered three times per year.  Fall Session, Winter Session, and Spring Session . Classes will be evening classes and time and dates will be determined at beginning of semester.
 
This class is designed for the student that wishes to become Nationally Certified or for State Regulations that require 500 hours. Student must have completed the Phase I  300 hour program before being accepted into this program.
 
 
 
 
 
 
Swedish Massage Therapy Accelerated Phase I            300 Hours  Total Cost  $2850
                                                                                                       19 Lessons
Anatomy & Physiology                   75
 Massage Techniques                   125
Health & Hygiene                          20
Hydrotherapy                                15
Business Practices & Ethics              15
Internship                                     50
 
The Swedish Massage Therapy Accelerated a five-week program. The classes will be held on Monday through Friday 9:00 A.M. until 6:00 PM.  Internship hours will be scheduled after these hours or on Saturdays and Sundays between 9:00 a.m. and 6:00 p.m.
 
“The Theory and Practice of Therapeutic Massage” Fourth Edition with Workbook, by Beck is the required books for the program.  Starting with Chapter One and then to Chapter Two and so on until student has completed all 19 Chapters.  After each chapter the student must answer the questions at the end of the chapter and also the worksheets for that Chapter.  They must then be submitted to Body Business School of Massage Therapy.  In addition to the 19 lessons the student must complete 50 internship hours in massage therapy. 
 
The Student must provide thetextbook and the workbook.  The school will have massage tables and lotion available for classroom and internship use.
 
Students must submit an application along with a $50.00 processing fee.  After approval, the Total Cost will be $2,850.00.  
 
The students may start the course at any time as long as it is completed within five weeks of the start date.
 
Swedish Massage Therapy Accelerated Phase II            200 Hours  Total Cost  $2000
Kinesiology & Pathology                    90
Massage Techniques                        75
Hydrotherapy                                   5
Business Practices & Ethics              30
 
The Swedish Massage TherapyAccelerated  is a four-week program. The classes will be held on Monday through Friday 9:00 A.M. until 6:00 PM
The student will be required to purchase several books for this program. At the time of enrollment the student will be given a list of required books.
The student must have completedthe Swedish Massage Therapy Accelerated Phase Iprogram to beaccepted into this program. This program is designed to assist the student in completing their 500 hour qualifications for National Certification and some States.
After approval, the Total Costwill be $2,000.00.  
 
The students may start the course at any time as long as it is completed within four weeks of the start date.
 
 
 
 
 
Equiflex Equine Sports Massage Therapy
 
16 Hours            2 Day Program             9:00 – 5:00         $600.00
 
Learn the basic anatomy of a horse, massage movements and an effective sequence of these.  Six students per class.  Classes are scheduled once a month, one on one and additional dates can be scheduled. AlphaSonic Therapy & Techniques
 
16 hours        2 day program             9:00A.M. – 5:00 P.M.         
Materials $1500.00       Tuition  $600.00            Total Cost  $2100.00
 
Learn all about infrasound therapy. Participant will learn how this process works, how to apply it and when to apply it. Applications will be taught for humans, equine and canine.
Workbooks will be provided to students. Equipment including: AlphaSonic, Equine acupressure and Human Acupressure Books, case, shipping and all other fees are included in this program.  Class limited to 15 students.   Classes are scheduled once a month, one on one and additional dates can be scheduled.
 
Equiflex Equine Sports Massage Therapy & AlphaSonic Massage Therapy 
 
24 hours       3 day program      9:00 A.M. – 5:00 P.M.
Materials $1500.00      Tuition $1200.00       Total cost of Program  $2700.00
 
 
Learn the basic anatomy of a horse, massage movements and an effective sequence of these.  Six students per class. Learn all about infrasound therapy. Participant will learn how this process works, how to apply it and when to apply it. Applications will be taught
for humans, equine and canine. Workbooks will be provided to students. Equipment including: AlphaSonic, Equine acupressure and Human Acupressure Books, case, shipping and all other fees are included in this program.  Class limitedto 15 students
Classes are scheduled once a month, one on one and additional dates can be scheduled.
 
 
 
 
 
 
 
Correspondence Programs
 
Swedish Massage Therapy Correspondence Phase I                  50 Hours  $2850
  19 Lessons        Materials:  $2300    Tuition: $550            Total Cost $2850
 
The Book “The Theory and Practice of Therapeutic Massage” Fourth Edition by Beck and the Workbook that accompanies this textbook will be the program requirements.  Starting with Chapter One and then to Chapter Two and so on until student has completed all 19 Chapters.  After each chapter the student must answer the questions at the end of the chapter and also the worksheets for that Chapter.  They must then be submitted to Body Business School of Massage Therapy.  In addition to the 19 lessons the student must complete 50 internship hours in massage therapy. Client information sheets will be provided for these. 
 
The Student must provide the textbook, the workbook, lotions, sheets and massage table.  Students must be free of contagious disease. Students must be 18 years old.  Students must have no criminal felony record.
 
Students must submit an applicationalong with a $50.00 application fee.  After approval, the Total cost will be $2,850.00.  The student can apply for a payment plan of $500.00 down and then payments each time a chapter is submitted, of $121.05.  The program must be completedwith a six months period. 
 
The students may start the course at any time as long as it is completed within 6 months from the start date.
 
Swedish Massage Therapy Correspondence Phase II                10 lessons            $2000
       Materials:  $1800    Tuition: $200            Total Cost $2000
 
This class is set up for the student wishing to continue their education and qualify for any programs that require 500 hours for licensure. The student must have completed the Swedish Massage Therapy Coorespondence Phase I program to be eligible to enroll in this program. Several books will be required, depending on massage modalities that the student chooses, and the student is responsible for the purchase of these. Upon enrollment the student will receive a list of books, cost and where to purchase them. The payment plan available for this program is $500.00 deposit, $500.00 per month and $500.00 for 3 additional months. The program must be completed in four months.
 
Course for Canine Massage Therapy Correspondence       
 
Six (6) Lessons            Materials: $400            Tuition: $100             Total Cost $500
 
The Student will be provided the Workbook by the school. A DVD in power point form as well as a CD for Audio purposes will also be provided.
Starting with Lesson One and then to Lesson Two and so on until student has completed all 6 Lessons.  After each lesson the student must complete the worksheets for that lesson. They must then be submitted to Body Business School of Massage Therapy.
 In addition to the 6 lessons the student must complete 10 internship hours in canine massage therapy. Case History forms will be provided for these internship hours.  After completing all Lessons, a videotape presentation must be submitted of the student performing one canine massage.
 
The total cost of the program is$500.00.
The program must be completedwithin a four-month period. 
 
The students may start the course at any time as long as it is completed within 4 months from the start date.
 
 
 
 
The Course for Canine Raindrop Therapy Massage Correspondence Program
Six (6) Lessons            Materials: $400            Tuition: $100             Total Cost $500
 
The School will provide the Workbook. A DVD in power point form as well as a CD for Audio purposes will also be provided.
Starting with Lesson One and then to Lesson Two and so on until student has completed all 6 Lessons.  After each lesson the student must complete the worksheets for that lesson. They must then be submitted to Body Business School of Massage Therapy.
 In addition to the 6 lessons the student must complete 10 internship hours in canine raindrop therapy massage. Case History forms will be provided for these internship hours.   After completing all Lessons, a videotape presentation must be submitted of the student performing one canine raindrop therapy massage.
 
The total cost of the program is$500.00.
 
The program must be completedwithin a four-month period. 
 
The students may start the course at any time as long as it is completed within 4 months from the start date.
 
 
The Course for  Equiflex Equine Sports Massage Therapy Correspondence program
Six (6) Lessons            Materials: $400            Tuition: $100             Total Cost $500
 
The School will provide the Workbook. A DVD in power point form as well as a CD for Audio purposes will also be provided.
Starting with Lesson One and then to Lesson Two and so on until student has completed all 6 Lessons.  After each lesson the student must complete the worksheets for that lesson. They must then be submitted to Body Business School of Massage Therapy.
 In addition to the 6 lessons the student must complete 10 internship hours in equine massage therapy.  After completing all Lessons, a videotape presentation must be submitted of the student performing one equine sports massage therapy.
 
The total cost of the program is$500.00.
The program must be completedwithin a four-month period. 
 
The students may start the course at any time as long as it is completed within 4 months from the start date.
 
 
The Course for Equine Raindrop Therapy MassageCorrespondence
Six (6) Lessons            Materials: $400            Tuition: $100             Total Cost $500
 
The School will provide the Workbook. A DVD in power point form as well as a CD for Audio purposes will also be provided. The essential oils needed for this program will be provided by the student.
Starting with Lesson One and then to Lesson Two and so on until student has completed all 6 Lessons.  After each lesson the student must complete the worksheets for that lesson. They must then be submitted to Body Business School of Massage Therapy.
 In addition to the 6 lessons the student must complete 10 internship hours in equine raindrop therapy massage.  After completing all Lessons, a videotape presentation must be submitted of the student performing one equine raindrop therapy massage.
 
The total cost of the program is$500.00.
The program must be completedwithin a four-month period. 
 
The students may start the course at any time as long as it is completed within 4 months from the start date.
 
I do hereby certify that all ofthe above information is true and correct.
 
 
______________________________                                  ______________
Cynthia Gill                                                                 Date
Body Business
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
Application
Body BusinessSchool of Massage Therapy
211 W. Main   Durant Ok 74701    580-924-0037
 
Date:____________               Class Dates:________________
 
Program Applying for:
Swedish Massage Therapy PhaseI  ____
SwedishMassage Therapy Phase II ____Swedish Massage Therapy Accelerated Phase I _____
Swedish Massage TherapyAccelerated Phase II  _____
Equiflex Equine Sports MassageTherapy _____
AlphaSonic Therapy &Techniques ______________
Equiflex Equine Sports MassageTherapy & AlphaSonic Massage Therapy  _____
Swedish Massage TherapyCorrespondence Phase I _____
Swedish Massage TherapyCorrespondence Phase II _____
Canine Massage Therapy Correspondence______
Canine Rain Drop Therapy MassageCorrespondence____
Equine Sports Massage TherapyCorrespondence_____
Equine Raindrop Therapy MassageCorrespondence_____
 
Name:__________________________________________
Address:________________________________________
Phone:  W:______________H:________________Cell:_____________
Employedby:_________________Hours:________________
How long at thislocation?____________Supervisor______________
Level of schoolcompleted:_______________________________
Degrees/Licenses nowholding:________________________________
Type of work incurrently____________________________________
Have you ever been convicted ofa felony?_____________________
If so, when andcircumstances:_______________________________
Driver’s License #_______________SocialSecurity #_________________
Do you have any disabilities that might complicate performing massage therapy?_________ If so, please list_______________________________
Are you free of contagiousdisease?______________________
Whatare you future plans after you become a massage therapist? 
I authorize Body Business School of Massage Therapy to verify that all my statements in this application are true and correct.
 
_________________________                                 _______________________
Applicant                     Date                                       School Director      Date
 
 
 
 
_____________                     _____________                     _______________
Approval                                Date                                       Contract submitted
 
 
         Body Business School of Massage Therapy
(BBSMT)
211 W. Main   Durant, Oklahoma 74701
(580) 931-6299
 
 
ENROLLMENT AGREEMENT
 
 
Student Name_______________________________________________________
Address_______________________________________________________
Date of Classes : Starts__________________ Ends___________________
Course: ________________________________
Hours: _______          Lessons______________      Total Cost: __________
 
Required for Massage Training:  Four (4) Sets of Sheets.          Initial: _________
School Provides: Lotions and Tables for Classroom and Internship Hours.
 
Total Cost of the Course or Program                        $________________
Finance Charge:          $150.                               $________________
First Payment (Down Payment):                          $________________
Number of Additional Payments          # _____ at     $________________
Due on or before ___________,  20_____.               $________________
 
Late payments will be assessed when payments are late.
$25.00 if not paid on the scheduled date.
$25.00 for each additional 10 day period.
 
 
 
 
 
Cancellation/RefundPolicy: (Based upon Total Cost)
 
Termination Date:  The termination date for refund computation purposes is the last date of actual attendance by the student.
 
Rejection:  An applicant rejected by the school shall be refunded all monies.
 
Three-Day Cancellation:  All monies paid by an applicant will be refunded if requested within three days after signing an enrollment agreement and making an initial payment.  A Student must give written notification to the School Director by Certified Mail.  Failure to submit written notification by Certified Mail will result in a $25 penalty.
 
Special Cases:  In case of student prolonged illness or accident, death in family, or other circumstances that make it impractical to complete the course, the school shall make a settlement, which is reasonable and fair to booth.
 
Discontinued classes:  In case a class is discontinued by a school, which is still offering training in other areas; all tuition monies paid to the school will be refunded.  The school will have 30 days to restart the class or pay the refund.
 
ResidentPrograms: (Based upon Total Cost)
 
·       Other cancellation:  An applicant subsequently requesting cancellation shall be entitled to a refund of all monies paid minus a registration fee of 15% of the contract price of the course, not to exceed $150.00.
 
·       First Week:  For a student terminating training after entering school and starting the course of training but within the first week, the tuition retained by the school shall be 10% of the contract price of the course plus $150.00 but in no event more than $350.00.
 
·       After first week:  For a student terminating training after one week but within the first 25% of the course, the tuition retained by the school shall be 25% of the contract price of the course plus $150.00.
 
·       After 25%:  For a student terminating training after completing over 25% but within 50% of the course, the tuition retained by the school shall be 50% of the contract price of the course plus $150.00.
 
·       After 50%:  For a student completing more than 50% of the course is not entitled to a refund of any tuition.
 
Distance Education Programs (Correspondence) additional Withdrawal and Refund Policy: 
For students enrolled in distance education courses, the number of class meetings held is not a relevant criterion because such courses are designed to substitute independent work for class attendance. Accordingly, the refund policy and withdrawal criteria is only based upon the Tuition and does not include the Materials (Books, Tools, and Supplies).
¨     The tuition refund for withdrawal from distance education courses is computed from the date the Application for Withdrawal is formally initiated. The amount of the tuition refund is based on the time that has elapsed since the beginning of the program.
¨     The Materials refund is determined by ownership.  The ownership transfers from the school to the student upon purchase.  Therefore there is no partial refund of Materials. The Three-day Cancellation Policy applies to Materials.  Materials are Copy Right protected, etc. and cannot be viewed or reviewed prior to ownership. Therefore, these items will be sent to the student until after expiration of the Three-day Full Refund Policy.
Three-day Full Refund Expiration:  This is a period of three days or 72 hours from the time the completion of the following three items:
¨     Student signs and dates the Enrollment Agreement after he or she has read and understands all aspects of the agreement.
¨     Body Business Official signs and dates the Enrollment Agreement.
¨     Student pays Body Business School of Massage Therapy an initial payment
Therefore, the following refund calculation will determine the amount.
·       Withdrawal during the first week following the Expiration of the Three-day Refund Policy, tuition will be refunded 100%, less a $25.00 processing fee.
·       Withdrawal during the second week following the Expiration of the Three-day Refund Policy, tuition will be refunded 75%, less a $25.00 processing fee.
·       Withdrawal during the third week following Expiration of the Three-day Refund Policy, tuition will be refunded 50%, less a $25.00 processing fee.
·       Withdrawal during the fourth week following expiration of the Three-day Refund Policy, tuition will be refunded 25%, less a $25.00 processing fee.
·       Students are not entitled to a refund any tuition beyond the fourth week following the expiration of the Three-Day Refund Policy.
 
Refunds Policy forVeterans:
 
The school has and maintains a refund policy for veterans, and other eligible persons, enrolled under provisions of Title 38, that provides a refund for the unused portion of tuition, in the event the Title 38 student fails to enter the course, withdraws, or is discontinued there from at any time prior to completion. Such policy provides that the amount charged to the Title 38 student for tuition for a portion of the course shall not exceed the approximate pro-rata portion of the total charges for tuition that the length of the completed portion of the course bears to its total length. An amount not in excess of ten dollars ($10.00) for an established registration fee is not subject to refund or proration.  Refund must be completed within 40 days per Code of Federal Regulation (CFR) 21.4255.
 
The Holder in Due Course Rule:  Any holder of this consumer credit contract is subject to all claims and defenses which the debtor could assert against the seller of goods or services obtained pursuant hereto or with the proceeds hereof, recovery hereunder by the debtor shall not exceed amounts paid by the debtor hereunder.
 
Students may apply for a student loan , see school office for details and paperwork.
 
 
By signing this agreement, I acknowledge receipt of the school enrollment catalog.  I have read and understand all aspects of this agreement and will abide by them.
 
 
 
_______________________________                     _____________________________
Signature of Student     Date                                                      Signature of Director   Date